Why Did Stephanie and Bob Choose Us?

Stephanie and Bob decided to sell their house in Porter Ranch to move to the East Coast to be with their family. The timing was right for them to move, but they wanted a god agent. They did some research and interviewed quite a few agents. 

"They picked our team because we communicated well with them, and they needed to sell pretty quickly. Most agents they interviewed were interested in marketing themselves, but Scott was all about us and how to make our move as smooth as possible. We were able to get them to close quickly and found some very good buyers for us."

Are You Ready for the New TRID Changes this October?

Buying a San Fernando Valley  home? Get a full home search,   
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There are going to be some big changes this year if you're looking to finance a home later this year. In order to discuss these changes, I've invited Brandon Moss with Prime Lending. 

The Consumer Finance Protection Board has instituted some changes that are going to change how buyers must go through the lending process. They have introduced a revamp of the disclosure process called the TILA-RESPA Integrated Disclosure. 

The Good Faith Estimate is being replaced by a form called the Loan Estimate, and the estimated HUD-1 Closing Settlement is being replaced by the Closer Disclosure. These forms are much more consumer-friendly, so it's a good thing for the consumer out there, but you need to be prepared ahead of time in order to reap the benefits.

There are some new rules and regulations at play, and one important one is that the new loan estimate must be issued three days after the initial application date. There is also a three day waiting period between when the closing disclosure is issued and the closing documents are drafted. In the past you could get a final approval on the loan the same day you applied, but now there is a three-day waiting period. 

This mean's that you'll need to take care of Homeowner's Association fees as well as insurance payments ahead of time in order to avoid delays in the closing process. 

If there are any interest rate changes or loan amount changes, your three day waiting period will start over, and this is why you need to be prepared up front.

If you have any questions regarding these new guidelines that will be affecting us on October 1st, 2015, please don't hesitate to contact me. I'd be happy to help you!

We Helped Calm this Couple's Nerves

Mahar and Tamar are in their brand new home right now thanks to our team! We met them at an open house for another property, and they had been looking for over a year to buy, but hadn't got the timing right. 

"After meeting Scott, I knew he would find us our place. Lo and behold, we were already in our place and closed escrow in 2 months! The communication throughout the entire process was great, and I highly recommend him to anybody that can use his help."